Torsten Korts (vormals Hoffmann) - Beratender Aktuar | Rentenberater -
Aktuelle Werte: Rechnungszins (HGB - 7 Jahre)
Service
Abzinsungssätze gemäß § 253 Abs. 2 HGB (Alle Angaben ohne Gewähr, Quelle: Deutsche Bundesbank) |
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Jahr |
Monat |
7-Jahres-Durchschnitt // Zinssatz bei Restlaufzeit von ... Jahren (Stand am Monatsende) |
||||
5 |
10 |
15 |
20 |
30 |
||
Prognose 31.12.2029 |
3,57% |
Quelle zu den Prognosewerte: |
||||
Prognose 31.12.2028 |
3,42% |
|||||
Prognose 31.12.2027 |
3,02% |
|||||
Prognose 31.12.2026 |
2,59% |
|||||
Prognose 31.12.2025 |
2,21% |
|||||
2025 |
September |
1,79% |
1,99% |
2,15% |
2,15% |
2,00% |
August |
1,76% |
1,97% |
2,13% |
2,13% |
1,98% |
|
Juli |
1,73% |
1,95% |
2,10% |
2,11% |
1,96% |
|
Juni |
1,71% |
1,92% |
2,08% |
2,09% |
1,94% |
|
Mai |
1,68% |
1,90% |
2,06% |
2,07% |
1,92% |
|
April |
1,65% |
1,87% |
2,04% |
2,05% |
1,91% |
|
März |
1,63% |
1,85% |
2,02% |
2,03% |
1,89% |
|
Februar |
1,60% |
1,83% |
2,00% |
2,01% |
1,87% |
|
Januar |
1,57% |
1,81% |
1,98% |
2,00% |
1,86% |
|
2024 |
Dezember |
1,54% |
1,79% |
1,96% |
1,98% |
1,85% |
November |
1,52% |
1,76% |
1,94% |
1,97% |
1,84% |
|
Oktober |
1,49% |
1,74% |
1,93% |
1,95% |
1,83% |
|
September |
1,46% |
1,72% |
1,91% |
1,94% |
1,82% |
|
August |
1,43% |
1,70% |
1,89% |
1,92% |
1,81% |
|
Juli |
1,40% |
1,68% |
1,87% |
1,91% |
1,80% |
|
Juni |
1,37% |
1,66% |
1,86% |
1,89% |
1,79% |
|
Mai |
1,34% |
1,63% |
1,84% |
1,88% |
1,78% |
|
April |
1,31% |
1,61% |
1,82% |
1,86% |
1,77% |
|
März |
1,27% |
1,58% |
1,80% |
1,85% |
1,75% |
|
Februar |
1,24% |
1,56% |
1,78% |
1,83% |
1,74% |
|
Januar |
1,21% |
1,53% |
1,76% |
1,81% |
1,73% |
|
2023 |
Dezember |
1,18% |
1,51% |
1,74% |
1,80% |
1,72% |
November |
1,15% |
1,49% |
1,72% |
1,78% |
1,70% |
|
Oktober |
1,12% |
1,46% |
1,70% |
1,76% |
1,69% |
|
September |
1,08% |
1,43% |
1,66% |
1,73% |
1,66% |
|
August |
1,03% |
1,39% |
1,63% |
1,70% |
1,61% |
|
Juli |
0,99% |
1,35% |
1,60% |
1,67% |
1,63% |
|
Juli |
0,95% |
1,32% |
1,57% |
1,64% |
1,59% |
|
Mai |
0,91% |
1,29% |
1,54% |
1,62% |
1,57% |
|
April |
0,88% |
1,27% |
1,52% |
1,60% |
1,56% |
|
März |
0,85% |
1,24% |
1,50% |
1,59% |
1,55% |
|
Februar |
0,82% |
1,22% |
1,48% |
1,57% |
1,53% |
|
Januar |
0,78% |
1,19% |
1,46% |
1,55% |
1,52% |
|
2022 |
Dezember |
0,75% |
1,17% |
1,44% |
1,54% |
1,51% |
November |
0,72% |
1,15% |
1,43% |
1,53% |
1,51% |
|
Oktober |
0,70% |
1,13% |
1,42% |
1,53% |
1,51% |
|
September |
0,67% |
1,11% |
1,40% |
1,52% |
1,51% |
|
August |
0,65% |
1,09% |
1,39% |
1,51% |
1,51% |
|
Juli |
0,63% |
1,08% |
1,38% |
1,50% |
1,51% |
|
Juni |
0,62% |
1,08% |
1,38% |
1,50% |
1,51% |
|
Mai |
0,61% |
1,07% |
1,37% |
1,50% |
1,51% |
|
April |
0,60% |
1,06% |
1,36% |
1,49% |
1,51% |
|
März |
0,58% |
1,05% |
1,35% |
1,48% |
1,50% |
|
Februar |
0,55% |
1,04% |
1,35% |
1,48% |
1,50% |
|
Januar |
0,57% |
1,04% |
1,34% |
1,48% |
1,51% |
|
2021 |
Dezember |
0,58% |
1,04% |
1,35% |
1,49% |
1,52% |
November |
0,58% |
1,05% |
1,36% |
1,50% |
1,53% |
|
Oktober |
0,59% |
1,06% |
1,37% |
1,51% |
1,55% |
|
September |
0,60% |
1,07% |
1,39% |
1,53% |
1,57% |
|
August |
0,61% |
1,09% |
1,41% |
1,55% |
1,59% |
|
Juli |
0,62% |
1,10% |
1,42% |
1,57% |
1,61% |
|
Juni |
0,63% |
1,12% |
1,45% |
1,59% |
1,64% |
|
Mai |
0,65% |
1,14% |
1,47% |
1,62% |
1,66% |
|
April |
0,66% |
1,16% |
1,49% |
1,64% |
1,69% |
|
März |
0,68% |
1,18% |
1,51% |
1,66% |
1,71% |
|
Februar |
0,69% |
1,21% |
1,54% |
1,69% |
1,74% |
|
Januar |
0,71% |
1,23% |
1,57% |
1,72% |
1,77% |
|
2020 |
Dezember |
0,74% |
1,26% |
1,60% |
1,75% |
1,80% |
November |
0,76% |
1,29% |
1,64% |
1,79% |
1,84% |
|
Oktober |
0,78% |
1,33% |
1,68% |
1,83% |
1,88% |
|
September |
0,80% |
1,36% |
1,71% |
1,86% |
1,91% |
|
August |
0,83% |
1,39% |
1,74% |
1,90% |
1,95% |
|
Juli |
0,85% |
1,42% |
1,78% |
1,93% |
1,98% |
|
Juni |
0,87% |
1,45% |
1,81% |
1,97% |
2,01% |
|
Mai |
0,89% |
1,47% |
1,84% |
2,00% |
2,05% |
|
April |
0,91% |
1,50% |
1,87% |
2,03% |
2,08% |
|
März |
0,92% |
1,52% |
1,89% |
2,05% |
2,10% |
|
Februar |
0,93% |
1,53% |
1,91% |
2,07% |
2,12% |
|
Januar |
0,95% |
1,56% |
1,94% |
2,10% |
2,16% |
|
2019 |
Dezember |
0,97% |
1,59% |
1,97% |
2,13% |
2,19% |
November |
0,98% |
1,61% |
2,00% |
2,16% |
2,21% |
|
Oktober |
1,00% |
1,64% |
2,02% |
2,19% |
2,24% |
|
September |
1,02% |
1,66% |
2,05% |
2,22% |
2,27% |
|
August |
1,04% |
1,69% |
2,08% |
2,25% |
2,30% |
|
Juli |
1,07% |
1,72% |
2,12% |
2,28% |
2,33% |
|
Juni |
1,09% |
1,75% |
2,15% |
2,31% |
2,36% |
|
Mai |
1,12% |
1,78% |
2,18% |
2,34% |
2,39% |
|
April |
1,14% |
1,80% |
2,20% |
2,36% |
2,41% |
|
März |
1,17% |
1,84% |
2,23% |
2,39% |
2,43% |
|
Februar |
1,20% |
1,87% |
2,26% |
2,42% |
2,46% |
|
Januar |
1,22% |
1,90% |
2,29% |
2,44% |
2,48% |
|
2018 |
Dezember |
1,25% |
1,93% |
2,32% |
2,47% |
2,51% |
November |
1,29% |
1,96% |
2,36% |
2,51% |
2,54% |
|
Oktober |
1,33% |
2,00% |
2,40% |
2,54% |
2,57% |
|
September |
1,36% |
2,04% |
2,43% |
2,58% |
2,61% |
|
August |
1,40% |
2,08% |
2,48% |
2,62% |
2,64% |
|
Juli |
1,44% |
2,12% |
2,52% |
2,66% |
2,68% |
|
Juni |
1,48% |
2,16% |
2,56% |
2,70% |
2,71% |
|
Mai |
1,52% |
2,20% |
2,60% |
2,74% |
2,75% |
|
April |
1,56% |
2,36% |
2,64% |
2,77% |
2,79% |
|
März |
1,60% |
2,32% |
2,68% |
2,81% |
2,82% |
|
Februar |
1,64% |
2,28% |
2,72% |
2,85% |
2,86% |
|
Januar |
1,68% |
2,36% |
2,76% |
2,89% |
2,90% |
|
2017 |
Dezember |
1,73% |
2,40% |
2,80% |
2,94% |
2,93% |
November |
1,76% |
2,45% |
2,84% |
2,98% |
2,97% |
|
Oktober |
1,80% |
2,49% |
2,88% |
3,01% |
3,00% |
|
September |
1,84% |
2,52% |
2,91% |
3,04% |
3,02% |
|
August |
1,87% |
2,55% |
2,94% |
3,07% |
3,05% |
|
Juli |
1,89% |
2,58% |
2,97% |
3,10% |
3,07% |
|
Juni |
1,93% |
2,61% |
3,00% |
3,13% |
3,10% |
|
Mai |
1,96% |
2,65% |
3,04% |
3,17% |
3,13% |
|
April |
1,99% |
2,69% |
3,08% |
3,20% |
3,16% |
|
März |
2,03% |
2,72% |
3,12% |
3,24% |
3,20% |
|
Februar |
2,06% |
2,76% |
3,16% |
3,28% |
3,23% |
|
Januar |
2,10% |
2,80% |
3,20% |
3,32% |
3,27% |
|
2016 |
Dezember |
2,14% |
2,84% |
3,24% |
3,36% |
3,31% |
November |
2,18% |
2,89% |
3,28% |
3,40% |
3,34% |
|
Oktober |
2,22% |
2,93% |
3,32% |
3,44% |
3,38% |
|
September |
2,26% |
2,97% |
3,37% |
3,49% |
3,43% |
|
August |
2,30% |
3,02% |
3,42% |
3,54% |
3,47% |
|
Juli |
2,35% |
3,07% |
3,47% |
3,59% |
3,52% |
|
Juni |
2,39% |
3,12% |
3,52% |
3,65% |
3,57% |
|
Mai |
2,45% |
3,18% |
3,58% |
3,70% |
3,63% |
|
April |
2,50% |
3,24% |
3,64% |
3,76% |
3,68% |
|
März |
2,56% |
3,29% |
3,70% |
3,82% |
3,74% |
|
Februar |
2,62% |
3,36% |
3,76% |
3,88% |
3,80% |
|
Januar |
2,68% |
3,42% |
3,83% |
3,95% |
3,85% |
|
2015 |
Dezember |
2,74% |
3,48% |
3,89% |
4,00% |
3,90% |
November |
2,80% |
3,54% |
3,94% |
4,05% |
3,95% |
|
Oktober |
2,86% |
3,60% |
4,00% |
4,11% |
4,00% |
|
September |
2,93% |
3,67% |
4,07% |
4,17% |
4,05% |
|
August |
3,00% |
3,73% |
4,12% |
4,22% |
4,10% |
|
Juli |
3,05% |
3,78% |
4,17% |
4,27% |
4,14% |
|
Juni |
3,11% |
3,83% |
4,21% |
4,31% |
4,18% |
|
Mai |
3,17% |
3,88% |
4,26% |
4,36% |
4,22% |
|
April |
3,23% |
3,93% |
4,31% |
4,41% |
4,27% |
|
März |
3,28% |
3,99% |
4,37% |
4,46% |
4,33% |
|
Februar |
3,34% |
4,04% |
4,43% |
4,52% |
4,39$ |
|
Januar |
3,40% |
4,10% |
4,48% |
4,58% |
4,44% |
|
2014 |
Dezember |
3,45% |
4,15% |
4,53% |
4,63% |
4,49% |
November |
3,50% |
4,20% |
4,58% |
4,67% |
4,53% |
|
Oktober |
3,55% |
4,24% |
4,62% |
4,71% |
4,57% |
|
September |
3,59% |
4,28% |
4,66% |
4,75% |
4,63% |
|
August |
3,64% |
4,32% |
4,70% |
4,78% |
4,63% |
|
Juli |
3,69% |
4,36% |
4,73% |
4,82% |
4,67% |
|
Juni |
3,73% |
4,40% |
4,76% |
4,84% |
4,69% |
|
Mai |
3,77% |
4,43% |
4,79% |
4,87% |
4,72% |
|
April |
3,81% |
4,46% |
4,81% |
4,89% |
4,74% |
|
März |
3,84% |
4,48% |
4,83% |
4,91% |
4,75% |
|
Februar |
3,87% |
4,50% |
4,85% |
4,93% |
4,77% |
|
Januar |
3,90% |
4,52% |
4,86% |
4,94% |
4,78% |
|
2013 |
Dezember |
3,93% |
4,54% |
4,88% |
4,95% |
4,79% |
November |
3,95% |
4,56% |
4,89% |
4,96% |
4,80% |
|
Oktober |
3,98% |
4,57% |
4,90% |
4,97% |
4,81% |
|
September |
4,00% |
4,58% |
4,91% |
4,98% |
4,82% |
|
August |
4,02% |
4,60% |
4,92% |
4,99% |
4,83% |
|
Juli |
4,05% |
4,61% |
4,93% |
5,00% |
4,84% |
|
Juni |
4,07% |
4,63% |
4,94% |
5,01% |
4,85% |
|
Mai |
4,10% |
4,65% |
4,96% |
5,03% |
4,87% |
|
April |
4,13% |
4,67% |
4,98% |
5,05% |
4,89% |
|
März |
4,16% |
4,70% |
5,00% |
5,07% |
4,91% |
|
Februar |
4,18% |
4,72% |
5,02% |
5,08% |
4,92% |
|
Januar |
4,20% |
4,73% |
5,03% |
5,09% |
4,93% |
|
2012 |
Dezember |
4,22% |
4,74% |
5,04% |
5,10% |
4,94% |
November |
4,24% |
4,76% |
5,05% |
5,11% |
4,95% |
|
Oktober |
4,26% |
4,77% |
5,06% |
5,12% |
4,97% |
|
September |
4,28% |
4,79% |
5,07% |
5,13% |
4,98% |
|
August |
4,30% |
4,79% |
5,08% |
5,14% |
4,99% |
|
Juli |
4,31% |
4,81% |
5,09% |
5,15% |
5,00% |
|
Juni |
4,32% |
4,82% |
5,10% |
5,16% |
5,01% |
|
Mai |
4,33% |
4,82% |
5,10% |
5,17% |
5,02% |
|
April |
4,34% |
4,83% |
5,12% |
5,19% |
5,04% |
|
März |
4,35% |
4,84% |
5,12% |
5,20% |
5,05% |
|
Februar |
4,36% |
4,85% |
5,13% |
5,21% |
5,06% |
|
2012 |
Januar |
4,36% |
4,85% |
5,13% |
5,21% |
5,07% |
2011 |
Dezember |
4,37% |
4,86% |
5,14% |
5,22% |
5,08% |
November |
4,37% |
4,86% |
5,14% |
5,22% |
5,09% |
|
Oktober |
4,36% |
4,85% |
5,13% |
5,22% |
5,09% |
|
September |
4,36% |
4,85% |
5,13% |
5,22% |
5,10% |
|
August |
4,36% |
4,85% |
5,13% |
5,22% |
5,10% |
|
Juli |
4,36% |
4,85% |
5,13% |
5,22% |
5,11% |
|
Juni |
4,36% |
4,85% |
5,13% |
5,23% |
5,12% |
|
Mai |
4,36% |
4,85% |
5,13% |
5,23% |
5,12% |
|
April |
4,36% |
4,86% |
5,14% |
5,24% |
5,13% |
|
März |
4,36% |
4,86% |
5,14% |
5,24% |
5,14% |
|
Februar |
4,36% |
4,86% |
5,15% |
5,25% |
5,15% |
|
Januar |
4,35% |
4,86% |
5,15% |
5,25% |
5,16% |
|
2010 |
Dezember |
4,36% |
4,86% |
5,15% |
5,26% |
5,17% |
November |
4,36% |
4,87% |
5,15% |
5,26% |
5,18% |
|
Oktober |
4,37% |
4,87% |
5,16% |
5,27% |
5,20% |
|
September |
4,38% |
4,89% |
5,17% |
5,29% |
5,22% |
|
August |
4,39% |
4,90% |
5,19% |
5,30% |
5,24% |
|
Juli |
4,40% |
4,91% |
5,20% |
5,32% |
5,26% |
|
Juni |
4,41% |
4,92% |
5,21% |
5,33% |
5,28% |
|
Mai |
4,41% |
4,92% |
5,22% |
5,34% |
5,29% |
|
April |
4,42% |
4,93% |
5,22% |
5,34% |
5,30% |
|
März |
4,42% |
4,94% |
5,23% |
5,35% |
5,32% |
|
Februar |
4,43% |
4,94% |
5,24% |
5,36% |
5,33% |
|
Januar |
4,44% |
4,95% |
5,24% |
5,37% |
5,34% |
|
2009 |
Dezember |
4,44% |
4,95% |
5,25% |
5,39% |
5,35% |